I have only ever had a private car, will I have to start my new Business Car Insurance policy with zero no claims discount?
Many insurance companies value people who already have a good, proven driving history, so there are various options which allow you to transfer a no claims discount earned on a private car.
In some circumstances, it is possible to ‘mirror’ your private no claims bonus with an insurer.
What this means is that some insurance companies will give you a nominal introductory discount on your business car insurance policy, based on your proven driving record.
This has no effect on your current car insurance policy and allows you to keep your current no claims discount on your existing private car policy.