Fish and chip shop insurance can be expensive, due both to the risks associated with serving food to the public and the added fire hazard from the cooking equipment. Insurance companies often load premiums on businesses that they see as a higher risk, so why not let Coversure find you a competitive policy which meets your individual needs?
Why Coversure for fish and chip shop insurance?
We’re very experienced in this field and have specialist schemes available for insuring fish and chip shops, so whatever your individual requirements are, we will have something to suit. We also have excellent arrangements with many of the UK’s leading insurers, so we can arrange an insurance package to suit your particular business needs, at very competitive prices.
So whether you have the facilities for diners to eat in, takeaway or you do deliveries our packages include all the basic covers you need. So why not let Coversure quote you today?
Our packages include:
Public, products and employers’ liability
This cover provides protection should anyone injure themselves in your shop or suffer as a result of defective food products you unknowingly serve, and also meets your legal requirements to your employees in the course of their work for you.
Looking after your money, on the premises and in transit to and from the bank. Some packages also offer the option of fidelity cover.
Deterioration of stock
In case your food stock is ruined, for instance, if there is a power cut and your fridge freezers defrost.
Business interruption cover
If your business takes a battering from a storm, fire or other insured event, business interruption cover protects your income and restores your business to the same financial position had the loss not occurred, thereby enabling you to return to trading as soon as possible.
Other options available include:
- Buildings cover
- Tenants improvements
- Stock and trade contents
- Computer and electronic equipment
- Glass and signage cover
- Legal expenses
- Terrorism cover