The roofing trade carries obvious hazards, as does any job which involves working at height. And no matter how careful we are, it only takes one slip and someone or something could be heading for the street below. So it is imperative to get appropriate liability insurance to cover against injury to passersby or any damage to property that may occur.
If a third party is injured by your actions, the likelihood is that they will hold you responsible and, depending on how serious an injury they have sustained, the cost of any compensation due could run into many thousands of pounds. Without the correct cover, the bill could be crippling for you and your business.
Due to the nature of the job, if one of your employees puts a foot wrong, literally, they could end up being seriously injured and may look to you for compensation. Employers’ liability insurance is required by law, so we can advise you on your legal responsibilities to your employees and any labourers you may sub-contract on a temporary or permanent basis, to ensure that in the event of an accident at work, not only is your business insured properly, but you are also on the right side of the law.
Our experienced team of insurance brokers understand that every individual and every business is different, so will work with you to find the policy which is most suited to your needs. Over time, we have developed close working relationships with many heavyweights of the insurance world, meaning we can work towards securing the most competitive rates possible for our customers.