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What is Lloyds of London?

Lloyds was started in a London coffee house in the 1600s by a group of shipping agents. The agents invested in a joint fund, which provided goods in transit and marine cover in the event that one of them suffered a loss. Since then, Lloyds has continually grown and is ...

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What is fidelity cover?

Fidelity cover provides protection in the event you suffer a loss due to a theft or dishonest activity committed by one of your own staff.

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What is deterioration of stock cover?

In the catering industry, you may well have a large amount of food stock, so if your fridge or freezer breaks down or there is a power cut, a large amount of your stock could become unusable and therefore worthless. Deterioration of stock would cover you in this event. Some policies ...

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I am setting up my own business and am not sure what cover I need?

As the legal liabilities and risks each business faces are different, please telephone us on 0800 977 4200 to discuss the insurance cover you need and we can also advise of any insurance cover you are required to have by law.

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What is Subsidence Cover?

This is cover against subsidence, heave and landslip. Subsidence is where the ground beneath a property gradually gives way or ‘subsides’. Heave is the opposite of this, where the ground rises. While landslip is where the ground moves, such as down a hill. All of these events have the potential to damage a property ...

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